So you've shopped our hail sale, and you've found a vehicle you love.

But what do you do about insurance for hail-damaged cars in Billings?

If you're thinking about buying a vehicle with hail damage, it's important to learn the ins and outs of Billings hail insurance so you know whether you'll be covered (and if not, what to do about it).

Here's what you need to know about car insurance for hail-damaged cars, trucks, and SUVs in Billings.

What You Need to Know about Insurance for Hail-Damaged Cars in Billings

Before you purchase a vehicle with hail damage, you should consult your insurance agent to find out what your current policy covers. There are a few different levels of coverage, and you may want to reevaluate your plan to make sure you've got the coverage you want.

Unfortunately, not all car insurance companies offer comprehensive coverage for hail damage. There are a few reasons for this:

• They think it would be too easy for people to place fraudulent claims.
• They believe it would be difficult to differentiate the original hail damage from any new damage the vehicle could receive.
• They are concerned that hail-damaged cars in Billings have less value than vehicles with a "clean" record.

But don't let those concerns discourage you. Many car insurance companies will offer full coverage for hail damage, or they'll help you "work the system" to get you the coverage you need.

For example, CarInsurance.com works with companies like Esurance, Infinity, Progressive, and Titan to help you purchase physical damage coverage, which will allow you to satisfy your lender's car insurance requirements. In that case, they would simply deduct your original hail damage from any future claim payments you may receive.

If your insurance agent still hesitates to grant you full coverage, ask whether they would change their mind if you got the damage fixed first. Hail damage isn't as difficult to fix as you might think, and insurance companies will be more willing to work with you if you show you're willing to work with them.

If you try all that and still can't get comprehensive hail insurance in Billings, don't sweat it. With the amount of money you'll save by buying a hail-damaged vehicle, you're probably still better off than if you had complete coverage. Explore all your options with your insurance company and Billings car loan lender to figure out the best choice for your budget.

Shop Our Hail Sale at Denny Menholt Billings Nissan!

So just how much money could you save by buying a hail-damaged vehicle?

Find out by shopping our hail sale at Denny Menholt Billings Nissan. During the recent storms, our inventory sustained minor hail damage — but we're taking lemons and making lemonade. That means discounts up to $7,000 on Billings cars, trucks, and SUVs!

On-the-spot financing is also available, with little or no money down.* Contact our finance department to see what payment options you could qualify for.

Browse our inventory online to get started, or visit us at 2100 King Avenue West to see our selection in person!

*With qualified credit.